Merchant Cash Advance (MCA) — Funding in 24–48 Hours | Fin Scale Solutions
Merchant Cash Advance • Revenue-Based Funding

Merchant Cash Advance — Funding Based on Your Sales, Not Your Credit Score

See the MCA and revenue-based funding amounts your business qualifies for — even if the bank said no. About 2 minutes, no obligation, and no impact to apply.

Takes about 2 minutes
No obligation — review real options first
No impact to apply
24–48h
funding after approval
$250K+
available through our network
$0
cost or obligation

You're likely a fit if your business

  • Has been operating 6+ months
  • Makes $10,000+ in monthly revenue
  • Is based in the United States

See your MCA options

Quick taps first — contact details at the end. About 2 minutes.

Question 1 of 8How much funding do you need?
Under $25K
$25K – $50K
$50K – $100K
$100K – $250K
$250K+
Not sure yet
Question 2 of 8What do you need it for?
Working capital
Payroll
Inventory / supplies
Equipment
Expansion
Other / not sure
Question 3 of 8How long have you been in business?
Under 6 months
6 – 12 months
1 – 2 years
2 – 5 years
5+ years
Question 4 of 8What's your monthly gross revenue?
Under $10k
$10k – $50k
$50k – $150k
$150k – $500k
$500k – $1M
$1M+
Question 5 of 8What industry are you in?
Construction
Manufacturing
Logistics / Trucking
Healthcare / Medical
Retail
Hospitality / Restaurants
Professional Services
E-commerce / CPG
Real Estate
Other
Question 6 of 8What's your estimated personal credit score?
720+
680 – 719
640 – 679
550 – 639
Below 550
Not sure
Question 7 of 8How soon do you need funding?
Within days
1 – 2 weeks
This month
Just exploring
Question 8 of 8Current business loans or financing?
0
1
2
3
4+
Last stepWhere should we send your options?
Please enter your first name.
Please enter your last name.
Please enter your business name.
Please enter a valid email address.
Please enter a valid phone number.
Your information stays strictly confidential.

We're not the right fit just yet

Based on what you shared, we aren't able to help right now.

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You're in — one step left

We got your request. Skip the wait: complete your application now and get your funding options within 24 hours.

Start My Application (5 min)

Prefer to talk it through first? No problem — your advisor is texting you right now. Keep an eye on your phone.

Soft credit inquiry only — no impact to your credit score.

Why business owners choose an MCA through us

Funded in 24–48 hours

A short application and a fast answer. Once a provider approves your advance, funds often land in your account within 24–48 hours.

Approvals weighted on sales

Providers in our network look first at your monthly revenue — not just your credit score. A bank decline doesn’t take you out of the running.

Repayment that flexes

An MCA is repaid as a small share of your future sales, so remittances move with your cash flow instead of a rigid fixed schedule.

What we help you access

Merchant Cash Advance (MCA)

An advance on your future sales — a purchase of future receivables, not a loan. Repaid as a small share of daily or weekly sales.

Working Capital

Funding for payroll, inventory, expansion, or cash-flow timing gaps.

Business Lines of Credit

Flexible funds you draw as needed and repay as you go.

Equipment & Term Financing

Structured financing for equipment and larger investments, repaid over a set term.

How it works

STEP 1

Apply in 2 minutes

Share a few basics about your business. No obligation.

STEP 2

We shop our provider network

A dedicated advisor takes your file to MCA and revenue-based funding providers and brings back the amounts and terms you qualify for, in plain English.

STEP 3

Get funded fast

Pick the offer that works for you. Funds typically arrive within 24–48 hours of provider approval.

See your MCA options now.

About 2 minutes, no obligation, no impact to apply — even if the bank said no.

Start My Application

Fin Scale Solutions · 4867 Ponce de Leon Blvd, Coral Gables, FL 33146

Contact · Privacy Policy · Terms of Service

© 2026 Fin Scale Solutions. Your information stays strictly confidential.

Important disclosures. Fin Scale Solutions is not a lender or funding provider. We help businesses connect with third-party financing providers in our network. All funding, amounts, rates, fees, and terms are determined by those providers and depend on your business's qualifications. The products offered are commercial financing for business purposes only and are not consumer loans. Submitting an application does not guarantee approval or funding. A merchant cash advance is a purchase of future receivables at a discount and is not a loan; remittances are based on your business’s future sales. Costs and terms vary by product and provider — review all terms carefully before accepting any offer. Funding timeframes are estimates and are not guaranteed.