Get working capital in as little as 24–48 hours.
Even when the bank says no. Apply in about 2 minutes, see the funding options your business qualifies for, and move — without weeks of paperwork or waiting.
Funded in three steps.
No stacks of paperwork. No waiting weeks for a committee. Just a straight answer, fast.
Apply in about 2 minutes
Tell us a few basics about your business and revenue. Applying won't impact your credit.
Get matched
We review your whole business — not just a credit score — and match you with the funding option you qualify for, even after a bank decline.
Get funded
Approve the terms and receive funds in as little as 24–48 hours.
Four ways to fund your business.
Every business is different. We match you with the structure that fits how you operate and how you earn.
Working Capital
Fast cash for payroll, inventory, rent, or any gap in cash flow — funds in days.
Learn more →Business Line of Credit
Flexible funds to draw whenever you need them, and you only pay for what you use.
Learn more →Equipment & Term Funding
Financing for equipment or expansion — a lump sum repaid in fixed, predictable payments.
Learn more →Revenue-Based Funding
An advance based on your sales — approval driven by revenue, not just your credit score.
Learn more →Built for businesses the bank turned away.
Bank loans aren't your only option — and they're rarely the fastest. Fin Scale Solutions works with vetted third-party funding providers and matches your business with the option that fits, so you can get back to running it.
Owners use funding to
- Make payroll
- Buy inventory
- Cover a new contract
- Bridge a slow season
- Repair equipment
All credit considered
Past credit issues or a prior decline? Providers look at your whole business — revenue, momentum, and story — not just a score.
Funds in days, not weeks
A fast decision and money in your account in as little as 24–48 hours after approval.
One application, real options
A single short form connects you to funding structures that actually fit your business.
No pressure, ever
See your options first. There's no cost, no obligation, and no impact to your credit to apply.
Straight answers.
How fast can I actually get funded?
Once you're approved and accept the terms, funds can arrive in as little as 24–48 hours. Exact timing depends on the funding provider and how quickly documents are completed — some cases take longer.
Will applying hurt my credit score?
No. Submitting a funding request through Fin Scale Solutions does not impact your credit score. If you move forward with a provider, they'll tell you before any further review takes place.
My bank declined me. Can I still get funding?
Very often, yes. Bank declines are usually about rigid criteria, not your business. The providers we work with weigh revenue and overall business health — all credit profiles are considered.
Is Fin Scale Solutions a lender?
No. We're not a lender and we don't make credit decisions. We connect businesses with vetted third-party financing providers and help you find the option that fits. There's no cost to apply.
What do I need to apply?
Just the basics: your business info and a picture of your recent revenue. The application takes about 2 minutes, and there's no obligation once you see your options.
What can I use the funds for?
Almost any business purpose — payroll, inventory, equipment, taking on a new contract, or bridging a seasonal gap in cash flow.
Need working capital fast?
Apply in about 2 minutes. No cost, no obligation, no impact to your credit — and funds in as little as 24–48 hours after approval.
Get Funded