Solutions

Four ways to fund your business — matched to how you earn.

Payroll, inventory, equipment, or a cash cushion — we match you with the fastest option you qualify for. All credit considered, funds in as little as 24–48 hours after approval.

01 — Working Capital

Fast cash for the gap in front of you.

A lump sum of working capital for payroll, inventory, rent, or any short-term squeeze in cash flow. One short application, minimal paperwork, and funds in days — not weeks.

Approval is weighted toward your revenue and business health, so a thin credit file or past bump doesn't rule you out.

Best for

  • Making payroll
  • Buying inventory
  • Covering rent
  • Bridging a slow month

At a glance

SpeedFunds in as little as 24–48h after approval
StructureLump sum, short-term repayment
Approval based onRevenue and overall business health
Best whenYou need to cover a gap now

At a glance

SpeedDraw when you need it, once set up
StructureRevolving — borrow, repay, borrow again
CostPay only on what you draw
Best whenNeeds are recurring or unpredictable
02 — Business Line of Credit

Flexible funds on standby.

A pool of capital you can draw from whenever you need it and repay as you go. Instead of borrowing one fixed amount, you keep a cushion ready for whatever the month throws at you.

You only pay for what you use — making it a fit for businesses with seasonal swings or recurring short-term needs.

Best for

  • Seasonal swings
  • Recurring expenses
  • Emergency cushion
  • Opportunistic buys
03 — Equipment & Term Funding

Invest without draining your cash.

A lump sum for equipment, expansion, or a big one-time expense — repaid in fixed, predictable payments. You keep your working capital intact while the investment starts paying for itself.

Structured terms mean you know exactly what you owe and when, which makes budgeting straightforward.

Best for

  • New equipment
  • Vehicle purchases
  • Expansion projects
  • Large one-time costs

At a glance

SpeedFast decision after a short application
StructureFixed, predictable payments over a set term
Approval based onRevenue, business health, and the purchase
Best whenYou're investing in growth

At a glance

SpeedAmong the fastest options — often 24–48h after approval
StructureAdvance repaid from a share of sales
Approval based onYour revenue — not just your credit score
Best whenCredit is the hurdle, revenue is the strength
04 — Revenue-Based Funding

Your sales do the qualifying.

An advance based on your future sales, repaid as a share of revenue. Approval is driven by what your business actually earns — which makes it a strong fit when the bank said no or your credit score doesn't tell the whole story.

Because repayment flexes with your sales, it tracks the natural rhythm of your business.

Best for

  • Bank-declined businesses
  • Strong sales, thin credit
  • Fast turnaround needs

Not sure which fits? That's our job.

You don't need to pick before you apply. Answer a few questions about your business and we'll match you with the option you qualify for — you just review the terms.

Need cash this week?

Working capital or revenue-based funding move fastest — as little as 24–48 hours after approval.

Want a safety net, not a lump sum?

A business line of credit sits ready and costs you nothing until you draw on it.

Buying something that lasts?

Equipment and term funding spreads the cost into fixed payments while you keep your cash.

Bank said no?

Revenue-based funding qualifies you on sales, not credit history — all profiles considered.

Questions

Choosing your option.

Do I have to choose an option before applying?

No. One short application covers all four. We review your business and match you with the option you qualify for — you only decide once you see actual terms.

Can I qualify if my bank already declined me?

Very often, yes. The providers we work with weigh revenue and overall business health, not just a credit score. Revenue-based funding in particular exists for exactly this situation.

Which option is fastest?

Working capital and revenue-based funding typically move fastest — funds in as little as 24–48 hours after approval. Timing depends on the provider and documentation.

Does applying lock me into anything?

No. There's no cost, no obligation, and no impact to your credit to see your options. You only move forward if the terms make sense for your business.

One application. All four options.

Apply in about 2 minutes and we'll match you with the funding you qualify for — no cost, no obligation, no impact to your credit.

Get Funded
FinScale Solutions

Alternative financing for businesses — matched to your needs and delivered fast.

Fin Scale Solutions is not a lender and does not make credit or funding decisions. We connect businesses with third-party financing providers. Submitting a funding request will not impact your credit score. Approval, funding amounts, and terms are determined solely by the funding provider and are not guaranteed. Time to funding can be as little as 24–48 hours after approval but may take longer depending on the provider and completeness of documentation.
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