How It Works

From application to funded in as little as 24–48 hours.

No mountain of paperwork. No waiting weeks for a committee. Three steps to working capital — even if the bank turned you down.

2-minute application
No impact to apply
No obligation
All credit considered
01Apply

Tell us about your business

Complete a short form — your business basics, monthly revenue, and how much you need. It takes about two minutes, your information stays confidential, and applying won't impact your credit.

  • ~2 minutes
  • No credit impact
  • Confidential
02Match

We find your funding

We review your whole business — revenue, momentum, and story, not just a credit score — and match you with the funding option you qualify for from our vetted third-party providers. A prior bank decline doesn't rule you out.

  • All credit considered
  • Fast decision — often same day
03Fund

Get funded

Review clear terms, approve what works for you, and receive funds in your account in as little as 24–48 hours after approval. No pressure — you only move forward if the numbers make sense.

  • Funds in as little as 24–48h
  • Clear terms before you commit

What to expect.

No runaround and no pressure — a fast, straight answer and a simple path to the working capital your business needs.

A fast decision — often the same day

You'll know where you stand quickly, not in weeks.

Consideration even if the bank said no

Providers weigh revenue and business health — all credit profiles considered.

Minimal paperwork and clear terms

A short form to start, and terms in plain language before you commit to anything.

Funds in as little as 24–48 hours

After approval, money lands in your account fast — right when you need it.

Common Questions

Good to know.

I've been declined by a bank — can you still help?

Yes — that's exactly who we help. Bank declines are usually about rigid criteria, not your business. The providers we work with consider all credit profiles, and a prior decline doesn't rule you out.

How fast can funding happen?

Often within 24–48 hours of approval. Exact timing depends on the funding provider and how quickly documents are completed — some cases take longer.

Does it cost anything or affect my credit to apply?

No. The application is free, takes about two minutes, and submitting it won't impact your credit score. There's no obligation — you only move forward if the terms work for you.

What do I need to apply?

Just the basics: your business information and a picture of your recent revenue. Everything you share stays strictly confidential and is used only to match you with funding options.

How much funding can I get?

It depends on your revenue and the provider you're matched with — funding is sized to what your business can realistically support, not a one-size-fits-all number.

Who actually provides the funding?

Fin Scale Solutions is not a lender. We connect you with vetted third-party financing providers and help you navigate the process from application to funding.

Ready to see your options?

Apply in about 2 minutes. No cost, no obligation, no impact to your credit — and funds in as little as 24–48 hours after approval.

Get Funded
FinScale Solutions

Alternative financing for businesses — matched to your needs and delivered fast.

Fin Scale Solutions is not a lender and does not make credit or funding decisions. We connect businesses with third-party financing providers. Submitting a funding request will not impact your credit score. Approval, funding amounts, and terms are determined solely by the funding provider and are not guaranteed. Time to funding can be as little as 24–48 hours after approval but may take longer depending on the provider and completeness of documentation.
© 2026 Fin Scale Solutions. All rights reserved. Your information stays strictly confidential.